Finance

Finance Deals and Money Savings for Police Officers
Managing money on a police officer's salary is something most officers think about carefully. Between pay freezes, shift allowances and the cost of living, making your money work harder matters. This section covers the best finance deals and money-saving opportunities available for UK police officers, PCSOs, Special Constables, retired officers and their families.
From mortgages and loans through to savings accounts and investment products, the financial services industry does offer some preferential deals for police and blue light workers. We list the most relevant ones here alongside general money-saving tips that are worth knowing about.
Finance products relevant to police officers

Police mortgages — some lenders offer enhanced loan-to-value ratios for police officers given the security of public sector employment
Personal loans — competitive rates for officers with good credit histories
Police credit unions — many forces have their own credit union offering better rates than high street banks
Savings and ISAs — maximising what you save from each pay packet
Income protection and life insurance — important considerations given the nature of the role

Also worth checking is our energy savings section and our broader finance and money category for more ways to reduce your outgoings.